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Go to Trustpilot website4.3 out of five star rating on Trustpilot

Great value car insurance

Fully comprehensive cover, from only £246.*

defaqto prima reviews

Our Prima, Prima Plus and Prima Premier cover plans are all rated 5 Star by Defaqto.

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Our promise

Insurance that puts you first

We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.

Value for money

We use our love of data and technology to keep our costs low. Then we pass on these savings to you.

Made to suit you

Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.

24/7 claims support

Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.

Go to Trustpilot website4.3 out of five star rating on Trustpilot

TrustScore 4.3


7,344 reviews

* Showing our four and five star reviews

  • 5 out of five star rating on Trustpilot

    Easy to navigate

    Easy to navigate

    — Christine Muthoni
  • 5 out of five star rating on Trustpilot

    Easy to use site and a great price too

    Easy to use site and a great price too

    — Furzana
  • 5 out of five star rating on Trustpilot

    Competitive insurance

    I am very pleased with my online insurance purchase. after serching. go compare came up with lots of different quotes. prima quotes was the best out off the listing's for me. great prices and policy's.

    — Richard Saynor
  • 5 out of five star rating on Trustpilot

    Car insurance

    Easy to navigate website clear and concise information on the quotation. competitive pricing!

    — Roy Senior
  • 5 out of five star rating on Trustpilot

    Good price for comprehensive insurance

    Good price for comprehensive insurance, hopefully all good no problems setting up very helpful when needed help.

    — Mrs Alison Dudman
  • 5 out of five star rating on Trustpilot

    Simple to use

    Simple to use, i prefer to talk to someone but you handled the change of car very easily. great price as well, so i am very happy.

    — Steven Rice
  • 5 out of five star rating on Trustpilot

    I was looked after very well thankyou…

    I was looked after very well thankyou everything was so straightforward and easy

    — Jill Rumsey
  • 5 out of five star rating on Trustpilot

    Olive was most helpful

    Olive was most helpful, spoke very nicely, clearly, and answered all my questions

    — Chris Colletrt
  • 5 out of five star rating on Trustpilot

    Website was easy to navigate and make…

    Website was easy to navigate and make adjustments to my details and price was very competitive

    — Alex
  • 5 out of five star rating on Trustpilot

    Your colleagues were very experienced…

    Your colleagues were very experienced and helpful i congratulate them

    — Steve
  • 5 out of five star rating on Trustpilot

    Very quick and efficient to set up

    Very quick and efficient to set up

    — Diane Susan Bowles
  • 5 out of five star rating on Trustpilot

    Wara breeze

    Wara breeze , cheap ,easy not my ex just this new insurance with prima top bins thanks guys.

    — Dave from two trees

Covers you for all the important stuff

We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...

If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.

We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.

If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.

If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.

Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.

For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.

If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.

If you're over 25 and eligible, you'll have third party cover to drive someone else's car.

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Join millions of drivers who count on us

  • Trusted since 2015

    Our story began in Italy, where we’re now the largest online car insurance provider.

  • Based here in the UK

    We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.

  • FCA regulated

    We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.

Common questions

Find answers to things that drivers often ask us.

Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:

  • Motor legal cover
  • RAC breakdown cover
  • Upgraded courtesy car cover

Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.

We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:

  • Someone not named on your policy drives your car
  • You drive without a valid driving licence
  • You drive under the influence of drink or drugs
  • Your car’s left unlocked or with the keys inside
  • You fill up with the wrong fuel

For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.


All the car insurance cover plans we offer are fully comprehensive.

This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.

We don’t offer third-party only cover.

*We offered 10% of our new customers comprehensive car insurance for £246 or less between January 1st and August 31st 2026.