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Great value car insurance, designed for everyone

One comprehensive policy, from as little
as £200 a year.

defaqto prima reviews
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Our promise

Insurance that puts you first

We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just one honest, comprehensive policy, you can rely on.

Affordable pricing

We use our love of data and technology to keep our costs low. And we pass on these savings to you.

One simply-worded policy

We make it clear what’s covered and whether you can make a claim.

24/7 claims support

Accidents can happen at any time. That’s why we’re always here if you need to make a claim.

Trustpilot Logo4.6 out of five star rating on Trustpilot

TrustScore 4.6


3,007 reviews

Showing our four and five star reviews.

  • 5 out of five star rating on Trustpilot

    Found on compare.Com

    Found on compare.Com, then went to website where it was very easy to complete the insurance and pay an incredible price.

    customer
  • 5 out of five star rating on Trustpilot

    Painless application

    Painless and straight forward with help at hand via chat if needed. only thing is that i cannot log into my account yet - don't know if that is because my policy is not yet live.

    Derek Matthews
  • 4 out of five star rating on Trustpilot

    So far so good but would prefer paper…

    So far so good but would prefer paper documents to computer info

    Kenneth Whiffin
  • 5 out of five star rating on Trustpilot

    Easy to do and almost half the price…

    Easy to do and almost half the price quoted from my previous insurance company.

    robert killen
  • 4 out of five star rating on Trustpilot

    It was easy and saved me half of what i…

    It was easy and saved me half of what i was quoted from another insurance company

    Linda Lappin
  • 5 out of five star rating on Trustpilot

    Easy to use site and good prices for…

    Easy to use site and good prices for very good cover

    John Orriss
  • 5 out of five star rating on Trustpilot

    Very competitive price and amazing…

    Very competitive price and amazing customer service. i made a mistake on the application and even after the policy had been paid for they changed it and issued new documents without charge. the whole thing was solved in minutes.

    Mr Julian Perkins
  • 5 out of five star rating on Trustpilot

    All round good deal & service thanks 👍

    All round good deal & service thanks 👍

    Alan Nelson
  • 5 out of five star rating on Trustpilot

    Excellent and helpful quote for…

    Excellent and helpful quote for services that i needed would recommend this company

    Peter
  • 5 out of five star rating on Trustpilot

    It was very easy to read and…

    It was very easy to read and understand. the price was so competitive that i thought let me try prima .

    Sandra Morrison
  • 5 out of five star rating on Trustpilot

    Great service

    Great service

    Blazenika zubac
  • 5 out of five star rating on Trustpilot

    Very easy to use website

    Very easy to use website. for me, an octagonarian, very competitive price. a new company for me, hopefully will prove to be a good change

    Teresa Hartley
  • 5 out of five star rating on Trustpilot

    Very easy site to use

    Very easy site to use. everything sorted quickly, happy to recommend

    Sarah
  • 5 out of five star rating on Trustpilot

    Straight forward no messing about done

    Straight forward no messing about sorted without fuss the way i like things to be. thanks

    Martin D.
  • 5 out of five star rating on Trustpilot

    Very competative price and so easy to…

    Very competative price and so easy to complete ,excelent service

    Customer MAURICE STEVENS
  • 5 out of five star rating on Trustpilot

    Fairly easy

    Fairly easy not used to filling in forms in on my phone. i am after all 76 years but managed it so it must be easy for younger people.

    william tolson
  • 5 out of five star rating on Trustpilot

    80+ driver

    Best price available for me as an 80+ driver. was some £150 lower than my renewal offer. renewal offer was nearly 50% up on previous year - ridiculous! thank you prima for being sensible.

    Sid
  • 5 out of five star rating on Trustpilot

    Quick and easy to apply for my car…

    Quick and easy to apply for my car insurance. very pleased with the price, includes everything that i need.

    Pamela Drake
  • 5 out of five star rating on Trustpilot

    Very efficient easy to use and great…

    Very efficient easy to use and great service

    David Martin
  • 5 out of five star rating on Trustpilot

    Very helpful

    Extremely helpful service.

    Pamela Clarke
Our insurance policy

Covers you for all the important stuff

What’s included?

Our comprehensive car insurance is designed to put you at ease.

  • If your car’s damaged, we’ll repair it up to its market value and provide a courtesy car.

  • If your car’s stolen, we’ll replace it or pay its market value.

  • If an accident’s your fault, we’ll pay up to £20,000,000.

  • If you drive other cars, they’ll have third party cover too.

  • If you drive abroad in the EU, you’ll have full cover for 90 days.

  • If you’re seriously injured, we’ll pay £5,000.

What’s not included?

We can’t cover everything. But we make it clear that you won’t be covered if…

  • Your car’s driven by someone not named on your policy.

  • You drive without a valid driving licence.

  • You drive under the influence of drink or drugs.

  • Your car’s left unlocked or with the keys inside.

  • You put in the wrong fuel.

  • You drive outside the UK or EU.

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Join millions of drivers who count on us

  • Trusted since 2015

    Our story began in Italy, where we’re now the largest online car insurance provider.

  • Backed by global giants

    We’re growing fast, thanks to over €100 million of investment from Goldman Sachs and The Blackstone Group.

  • Based here in the UK

    We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.