Insurance that puts you first
We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.
Value for money
We use our love of data and technology to keep our costs low. Then we pass on these savings to you.
Made to suit you
Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.
24/7 claims support
Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.
TrustScore 4.2
6,779 reviews
* Showing our four and five star reviews
Used live chat to change address
Used live chat to change address charge of £25 to do this new insurance documents sent immediately
Good service
It was easy to do
Simply easy to leave it to you
Simply easy to leave it to you. i did check to see if elsewhere was cheaper but yours was best
Fuss free insurance shopping
Renewal time came around and my premium had gone up again. time i looked online, so i went on various comparison sites and whilst this policy wasn’t the cheapest available i found it offered me everything my previous policy did at a considerable saving. completely fuss free to swap providers, just a couple of things were required from me and all set in good time for when my old policy expires, what’s not to like?
Fantastic chat online with a very…
Fantastic chat online with a very friendly and helpful member of staff called o'neil highly recommend prima for your insurance !
The lady was very helpful and had a lot…
The lady was very helpful and had a lot of patience with me while we sorted everything out
She answered all my questions,and was…
She answered all my questions,and was very patient.
I have not received any policy documents
I have not received any policy documents
Quick and easy to use
Quick and easy to use. understandable, clear to follow knowing what is covered and not. good value for money
Applying for insurance
Straight forward no trouble all over in10minutes
Quick and easy to set up insurance at a…
Quick and easy to set up insurance at a good price
Really easy and quick.
Really easy and quick.
Covers you for all the important stuff
We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...
If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.
We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.
If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.
If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.
Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.
For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.
If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.
If you're over 25 and eligible, you'll have third party cover to drive someone else's car.
Join millions of drivers who count on us
Trusted since 2015
Our story began in Italy, where we’re now the largest online car insurance provider.
Based here in the UK
We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.
FCA regulated
We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.
Common questions
Find answers to things that drivers often ask us.
Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:
- Motor legal cover
- RAC breakdown cover
- Upgraded courtesy car cover
Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.
We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:
- Someone not named on your policy drives your car
- You drive without a valid driving licence
- You drive under the influence of drink or drugs
- Your car’s left unlocked or with the keys inside
- You fill up with the wrong fuel
For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.
All the car insurance cover plans we offer are fully comprehensive.
This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.
We don’t offer third-party only cover.
*10% of our new customers paid £254 or less for our Prima car insurance in January 2026.