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Go to Trustpilot website4.3 out of five star rating on Trustpilot

Great value car insurance

Fully comprehensive cover, from only £246.*

defaqto prima reviews

Our Prima, Prima Plus and Prima Premier cover plans are all rated 5 Star by Defaqto.

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Our promise

Insurance that puts you first

We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.

Value for money

We use our love of data and technology to keep our costs low. Then we pass on these savings to you.

Made to suit you

Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.

24/7 claims support

Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.

Go to Trustpilot website4.3 out of five star rating on Trustpilot

TrustScore 4.3


7,813 reviews

* Showing our four and five star reviews

  • 5 out of five star rating on Trustpilot

    Very quick, reasonably priced

    Very quick to select options and pay and was a reasonable price

    — Michelle
  • 5 out of five star rating on Trustpilot

    Insurance change from old car to new car

    Bought a new car mid year so had to change my insurance over. used the what's app option. was all sorted on about 10 mins.

    — Christine Gray
  • 5 out of five star rating on Trustpilot

    So easy to use

    So easy to use straight foward

    — joseph barton
  • 4 out of five star rating on Trustpilot

    The website was easy to use.

    The website was easy to use. i would like to request my documents to also be sent by post , not just e mail, but there was no where on the site to request this. that would have been a 5* if that option was included.

    — Lynn Elvy
  • 5 out of five star rating on Trustpilot

    Car insurance.

    It was tbe best price that i found and the cover was what i needed. i was given options to extend if i wanted.

    — Paul Herbert
  • 5 out of five star rating on Trustpilot

    The price was the best and the online…

    The price was the best and the online experience very easy and the process completed quickly. very pleased

    — Martin
  • 5 out of five star rating on Trustpilot

    Simple process to renew insurance.

    Simple process to renew insurance. reasonably priced

    — Robert Tester
  • 5 out of five star rating on Trustpilot

    Ease of getting insurance

    Ease of getting insurance

    — Mrs Haddow
  • 4 out of five star rating on Trustpilot

    Easy to apply for my insurance

    It was easy to apply for my insurance and it's the cheapest quote i got

    — bud hud
  • 5 out of five star rating on Trustpilot

    Quick and efficient service

    Quick and efficient service

    — Ivy May Stimpson
  • 5 out of five star rating on Trustpilot

    Straightforward process and best value…

    Straightforward process and best value overall

    — D Carver
  • 5 out of five star rating on Trustpilot

    Easy navigation to explore all you need…

    Easy navigation to explore all you need for car insurance....Great web site

    — Mike Flanagan

Covers you for all the important stuff

We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...

If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.

We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.

If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.

If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.

Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.

For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.

If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.

If you're over 25 and eligible, you'll have third party cover to drive someone else's car.

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Join millions of drivers who count on us

  • Trusted since 2015

    Our story began in Italy, where we’re now the largest online car insurance provider.

  • Based here in the UK

    We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.

  • FCA regulated

    We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.

Common questions

Find answers to things that drivers often ask us.

Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:

  • Motor legal cover
  • RAC breakdown cover
  • Upgraded courtesy car cover

Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.

We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:

  • Someone not named on your policy drives your car
  • You drive without a valid driving licence
  • You drive under the influence of drink or drugs
  • Your car’s left unlocked or with the keys inside
  • You fill up with the wrong fuel

For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.


All the car insurance cover plans we offer are fully comprehensive.

This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.

We don’t offer third-party only cover.

*We offered 10% of our new customers comprehensive car insurance for £246 or less between January 1st and August 31st 2026.