Skip
Go to Trustpilot website4.3 out of five star rating on Trustpilot

Great value car insurance

Fully comprehensive cover, from only £254.*

defaqto prima reviews

Our Prima, Prima Plus and Prima Premier cover plans are all rated 5 Star by Defaqto.

car insurance hero image
Our promise

Insurance that puts you first

We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.

Value for money

We use our love of data and technology to keep our costs low. Then we pass on these savings to you.

Made to suit you

Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.

24/7 claims support

Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.

Go to Trustpilot website4.3 out of five star rating on Trustpilot

TrustScore 4.3


5,690 reviews

* Showing our four and five star reviews

  • 4 out of five star rating on Trustpilot

    Very helpful chat line and telephone…

    very helpful chat line and telephone call to set up insurance

    Sandra Borland
  • 5 out of five star rating on Trustpilot

    Quick ,easy and low price a++

    Quick ,easy and low price a++

    ian glover
  • 5 out of five star rating on Trustpilot

    Easy to understand and easy to apply for

    Easy to understand and easy to apply for

    Mo
  • 5 out of five star rating on Trustpilot

    Excellent easy service

    Excellent easy service, and quick.

    Terry Pope
  • 5 out of five star rating on Trustpilot

    Did what i needed quickley

    Did what i needed quickley

    Mr Smith
  • 5 out of five star rating on Trustpilot

    Surprisingly easy to talk to someone…

    Surprisingly easy to talk to someone and make changes to the policy! no waiting on hold for hours. great!

    Natasha Rogers
  • 4 out of five star rating on Trustpilot

    So far so good

    So far so good it was easy to sort my car insurance out they were very efficient

    Jackie Gray
  • 5 out of five star rating on Trustpilot

    Excellent service fast and efficient.

    Excellent service fast and efficient.

    Alan Malpas
  • 4 out of five star rating on Trustpilot

    Easy to manage editing

    Easy to manage editing, as i needed to add my daughter on to my policy, quick easy and job done. perfect

    Glenda Radcliffe
  • 5 out of five star rating on Trustpilot

    Quick and easy.No fuss.

    Quick and easy.No fuss.

    H Steer
  • 5 out of five star rating on Trustpilot

    Very helpful company always replied to…

    Very helpful company always replied to emails promptly great product very competitive thanks will always give the opportunity to quote for car

    Glenn Bellis
  • 5 out of five star rating on Trustpilot

    Quick and easy to insure the vehicle of…

    Quick and easy to insure the vehicle of your choice. lots of information on extras you may want or need.

    Menelaus Blue-Morpho

Covers you for all the important stuff

We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...

If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.

We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.

If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.

If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.

Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.

For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.

If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.

If you're over 25 and eligible, you'll have third party cover to drive someone else's car.

mobile car insurance illustration

Join millions of drivers who count on us

  • Trusted since 2015

    Our story began in Italy, where we’re now the largest online car insurance provider.

  • Based here in the UK

    We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.

  • FCA regulated

    We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.

Common questions

Find answers to things that drivers often ask us.

Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:

  • Motor legal cover
  • RAC breakdown cover
  • Upgraded courtesy car cover

Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.

We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:

  • Someone not named on your policy drives your car
  • You drive without a valid driving licence
  • You drive under the influence of drink or drugs
  • Your car’s left unlocked or with the keys inside
  • You fill up with the wrong fuel

For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.


All the car insurance cover plans we offer are fully comprehensive.

This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.

We don’t offer third-party only cover.

*10% of our new customers paid £254 or less for our Prima car insurance in January 2026.