
Insurance that puts you first
We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.
Value for money
We use our love of data and technology to keep our costs low. Then we pass on these savings to you.
Made to suit you
Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.
24/7 claims support
Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.
TrustScore 4.2
6,568 reviews
* Showing our four and five star reviews
O'neil was great
O'neil was great! resolved my query super fast!
I was able to compare the prices and…
I was able to compare the prices and able to choose one suitable for me.
Dina as a customer service lady she is…a bubbly lady
Dina as a customer service lady she is a credit to the company. she was a bubbly and lovely lady. other customer service people should take notice and be more like her. prima should be proud of her. well done dina. she was so helpful beyond expectations with my enquiry.
Excellent staff
Excellent staff
I don't have a title
My friend helped me get the car insurance i'm not that good with technology on these smart phones i'm old school and companies like yourself forget that
Quick and easy as it was a renewal.
Quick and easy as it was a renewal. downside is no app
Very easy to deal with
Very easy to deal with, one phone call and it was sorted
Despite having to do everything on line…
Despite having to do everything on line the process was reasonably straightforward to complete. hopefully the service provided in the event of a problem will be as good. after all the proof of the pudding is in the eating.
Completing the on line form was easy
Completing the on line form was easy, and not to time consuming the cost of the insurance was better than a lot of the others
Setting up a policy change via chatbox.
Access is 'chatbox' only which i knew but it is a challenge when you wish to do something which is not on the drop down list - like adding someone new to your insurance. eventually i could chat with what i think was a real person - yasmin, who was very helpful but again texting what one wants is not the same as speaking directly to someone. i got there in the end with yasmin providing the detail needed to enable me to agree a transaction. £25 admin fee because i was amending my policy, but additional premium was very acceptable.
It could've been a two
It could've been a two. the online payment section of the website had a glitch. hours of trawling and form competing was held up for 30 minutes and counting . the live help was no help, even when i insisted on a person, before i wonder upon wonders found a phone number to call ! easily, not hidden. even more wonderful it was answered within 2 minutes. shanti, the advisor was helpful beyond expectations. prima insurance a very good start. turned into a pleasant experience what could've been a dreadful one.
Continuance of car insurance…
This is a continuance of car insurance first set up in 2025. the renewal premium was acceptable, so i completed the necessary details and paid the appropriate annual premium. a few days later, i was asked for additional information. no reason was given and the process was confusing enough that i sought assistance from the ai facility. i finally spoke with an operative called cameron who helped me to obtain the appropriate information from dvla. although i had already received a policy number, a couple of days later a new policy was issued. no reason was given. the only difference between the two policies, apart from the numbers, was the annual premium. the new one was £55 higher. when this was questioned, i was advised that the original amount i had paid had been received. well, that's ok with me, but hey-ho! the good thing is that i was advised that my insurance would remain in place while the new checks were completed. thanks for that. guidance for the future? please tell your clients why you require further information, what effect that further information might have and, i suppose, keep a close check on what the client has paid and what is expected to be paid.
Covers you for all the important stuff
We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...
If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.
We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.
If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.
If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.
Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.
For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.
If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.
If you're over 25 and eligible, you'll have third party cover to drive someone else's car.
Join millions of drivers who count on us
Trusted since 2015
Our story began in Italy, where we’re now the largest online car insurance provider.
Based here in the UK
We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.
FCA regulated
We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.
Common questions
Find answers to things that drivers often ask us.
Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:
- Motor legal cover
- RAC breakdown cover
- Upgraded courtesy car cover
Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.
We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:
- Someone not named on your policy drives your car
- You drive without a valid driving licence
- You drive under the influence of drink or drugs
- Your car’s left unlocked or with the keys inside
- You fill up with the wrong fuel
For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.
All the car insurance cover plans we offer are fully comprehensive.
This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.
We don’t offer third-party only cover.
*10% of our new customers paid £254 or less for our Prima car insurance in January 2026.