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Go to Trustpilot website4.2 out of five star rating on Trustpilot

Great value car insurance

Fully comprehensive cover, from only £254.*

defaqto prima reviews

Our Prima, Prima Plus and Prima Premier cover plans are all rated 5 Star by Defaqto.

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Our promise

Insurance that puts you first

We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.

Value for money

We use our love of data and technology to keep our costs low. Then we pass on these savings to you.

Made to suit you

Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.

24/7 claims support

Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.

Go to Trustpilot website4.2 out of five star rating on Trustpilot

TrustScore 4.2


6,002 reviews

* Showing our four and five star reviews

  • 5 out of five star rating on Trustpilot

    Just perfect

    Just perfect

    Mr Glenn Canning
  • 5 out of five star rating on Trustpilot

    I got a very sensible price to insure my car…

    I got a very sensible price to insure my car with a lot of add-ons if required, the process was very fast and i could download my certificate etc almost immediately, very happy

    Martin
  • 5 out of five star rating on Trustpilot

    Acceptable insurance renewal

    Acceptable insurance renewal, easy process. highly recommended.

    Malcolm Johnson
  • 5 out of five star rating on Trustpilot

    Easy to follow instructions on line and…

    Easy to follow instructions on line and helpful assistant on telephone making payment.

    Sheelah Reynolds
  • 5 out of five star rating on Trustpilot

    Website very easy to use

    Website very easy to use, everything was straightforward, all options were very clear.

    David
  • 4 out of five star rating on Trustpilot

    Accessibility

    Accessibility. ease of reference. price and value.

    M. Coventry.
  • 5 out of five star rating on Trustpilot

    Ease of use

    Ease of use, price and response time were the main reasons for giving a 5 star rating. being able to print of my documents - with assistance - is another positive as the present digital world is confusing to me.

    Mr Alan Elms
  • 4 out of five star rating on Trustpilot

    Price for me is the key,as i don't…

    Price for me is the key,as i don't drive far now cheaper the better.

    ernest herridge
  • 5 out of five star rating on Trustpilot

    The web page was easy to follow and not…

    The web page was easy to follow and not complicated. communication from the company was quick.

    Linda Esteve
  • 5 out of five star rating on Trustpilot

    Car insurance quote

    Great price very quick so happy thanku..

    Diane Lindsay
  • 5 out of five star rating on Trustpilot

    Very user friendly way to get your…

    Very user friendly way to get your insurance online. one thing i would change is the option to send all the documents to me in the post.

    Kevin Spencer
  • 4 out of five star rating on Trustpilot

    This offered the cheapest insurance for my needs

    This offered the cheapest insurance for my needs. using the chat option i was disappointed that they don't send documents through the post as i see better on paper than on a small screen.

    Jo Donaldson

Covers you for all the important stuff

We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...

If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.

We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.

If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.

If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.

Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.

For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.

If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.

If you're over 25 and eligible, you'll have third party cover to drive someone else's car.

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Join millions of drivers who count on us

  • Trusted since 2015

    Our story began in Italy, where we’re now the largest online car insurance provider.

  • Based here in the UK

    We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.

  • FCA regulated

    We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.

Common questions

Find answers to things that drivers often ask us.

Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:

  • Motor legal cover
  • RAC breakdown cover
  • Upgraded courtesy car cover

Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.

We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:

  • Someone not named on your policy drives your car
  • You drive without a valid driving licence
  • You drive under the influence of drink or drugs
  • Your car’s left unlocked or with the keys inside
  • You fill up with the wrong fuel

For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.


All the car insurance cover plans we offer are fully comprehensive.

This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.

We don’t offer third-party only cover.

*10% of our new customers paid £254 or less for our Prima car insurance in January 2026.