Insurance that puts you first
We believe in making car insurance work for drivers. That means no confusing small print or complicated claims procedures. Just honest, comprehensive cover, you can rely on.
Value for money
We use our love of data and technology to keep our costs low. Then we pass on these savings to you.
Made to suit you
Choose a cover plan to suit your needs and budget. Then personalise it, by picking add-ons and how you'd like to pay.
24/7 claims support
Accidents can happen at any time. That’s why we’re always here if you need to make a claim. Speak to a real person, day or night.
TrustScore 4.2
6,968 reviews
* Showing our four and five star reviews
Very clear and easy to take out…
Very clear and easy to take out insurance on line. competitive pricing.
Impressed with cover for driving abroad
Took a little while to find out whether named drivers on driving policy were covered for driving abroad, but they are, so all good. love the 90 days comp for abroad, then third party.
As a older gentleman i think you should make it a lot easier as we are not brought up using computers but it seems everything these days relying on people using them i find it quite hard with repeated
As a older gentleman
Very easy site to use
Very easy site to use and upgrade if wanted
Very happy with this company
Very happy with this company, the price and a user friendly web face. great stuff.
Excellent service
Had to amend our policy - no problem!
Everything was made easy for me.I had…
Everything was made easy for me.I had no problem filling in the forms, and im 80, so good on you.
Car insurance
Very easy to access. excellent price. happy with the time it took .
Quick and easy to do with a good price…
Quick and easy to do with a good price for the cover.
Needed cover for new car i ended up…
Needed cover for new car i ended up getting insurance through prima. very easy to use website. plenty of options to add or deduct from your policy, there are additional extras to add to your basic policy which are completely up to you. good experience no hassle.
Easy fuss free process
Easy fuss free process
Straight forward
Straight forward - detailed & quick
Covers you for all the important stuff
We offer a choice of comprehensive car insurance plans. Here's a quick look at what our classic Prima plan covers...
If your car is damaged or stolen, we'll repair it, replace it or pay you its market value.
We'll keep you on the road while your own car is getting fixed by a Prima-approved repairer.
If your windows or windscreen need a repair or replacement, you'll just pay a small excess. We'll cover the rest.
If you or your partner are seriously hurt in an accident in your car, we'll pay £5,000 in accident support.
Keep your no claims bonus and get back your excess if you're hit by an uninsured driver.
For up to 90 days, you'll enjoy the same level of cover as at home when driving abroad in the EU and selected countries.
If your belongings are lost or damaged in an accident, fire of theft in your car, we'll pay up to £250.
If you're over 25 and eligible, you'll have third party cover to drive someone else's car.
Join millions of drivers who count on us
Trusted since 2015
Our story began in Italy, where we’re now the largest online car insurance provider.
Based here in the UK
We might be Italian-founded, but we’ve built an expert team in London to serve our UK drivers.
FCA regulated
We're authorised and regulated by the Financial Conduct Authority (FCA). They set the standards for protecting customers across UK financial services.
Common questions
Find answers to things that drivers often ask us.
Yes. When you get a quote with us, you can personalise your cover and boost your protection, by adding on extras like:
- Motor legal cover
- RAC breakdown cover
- Upgraded courtesy car cover
Some of our car insurance plans even have these add-ons bundled in. For example, our Prima Premier car insurance includes motor legal cover and breakdown cover.
We try to cover the important stuff. But with all our car insurance plans, you won’t be covered if:
- Someone not named on your policy drives your car
- You drive without a valid driving licence
- You drive under the influence of drink or drugs
- Your car’s left unlocked or with the keys inside
- You fill up with the wrong fuel
For full details of what is and isn’t included with your cover, you should check your Policy Wording. You’ll see this document when you get a quote with us. We’ll also email you a copy once you’ve bought your policy.
All the car insurance cover plans we offer are fully comprehensive.
This means that you’re covered for damage to your car, as well as any damage to other people (“third parties”) or their property.
We don’t offer third-party only cover.
*We offered 10% of our new customers comprehensive car insurance for £246 or less between January 1st and August 31st 2026.